Free calculator
RV Loan Calculator
This RV loan calculator estimates the monthly payment on a motorhome or travel trailer and shows how much interest the financing adds over the term.
The lowest rates are only available to the most qualified applicants.
Advertising disclosure: Loancalculated may receive a referral fee if you apply through the link above. That fee does not change the rate you are offered, and it does not change our content. We are not a lender. Read the full disclosure.
Enter your numbers and press Calculate. Nothing you type leaves your browser.
The lowest rates are only available to the most qualified applicants.
Advertising disclosure: Loancalculated may receive a referral fee if you apply through the link above. That fee does not change the rate you are offered, and it does not change our content. We are not a lender. Read the full disclosure.
How this calculator works
Recreational-vehicle loans are typically fixed-rate installment loans secured by the RV. The amount financed is the purchase price less the down payment.
Payment = P × i ÷ (1 − (1 + i)−n)
- P — the amount financed
- i — the monthly rate (annual rate ÷ 1,200)
- n — the number of monthly payments
Total interest is payment × n − P, and the total outlay adds the down payment. RV loans often run longer than car loans, which lowers the payment but raises the interest.
Rates depend on the lender, the RV's age, and your credit, so use your own quote.